|Release date||14 December 2015 (Update)|
|Quest||Beneath Cursed Tides|
|Examine||A memo addressed to all bank of RuneScape employees.|
Memo is piece of text that can be read during and after Beneath Cursed Tides which contains the message that banker employees should not use their birth year as the vault code.
The following text is transcluded from Transcript:Memo.
The bank of RuneScape would like to remind all employees that their birth year is not a secure choice of PIN. It may be memorable, but it's also guessable and sets a bad example for our customers.